Small Business Loans for Women

Small Business Loans for Women in Colorado

Starting and growing a business isn’t easy, especially when funding feels out of reach, but for women entrepreneurs in Colorado, there are real solutions designed to support your journey. Whether you’re just opening your doors or scaling an existing business, the right financing can help move things forward.

At Energize Colorado, we believe in removing barriers and opening up access, which is why we offer small business funding for women-owned businesses across the state.

women business loans

Supporting Women-Owned Businesses in Colorado

Women-owned businesses are one of the fastest-growing segments of the small business economy. From tech startups in Boulder to wellness studios in Durango, women entrepreneurs are creating jobs, revitalizing communities, and driving innovation. Still, access to capital remains a hurdle, and many women face challenges securing traditional funding. Our goal at Energize Colorado is to connect you with loans that work for your business, not against it. With flexible requirements, a simple application process, and hands-on support, we’re here to help Colorado women succeed.

Make Your Colorado Small Business Loan Work For You

When you secure a woman’s business loan, it’s not just about having more money—it’s about what you can do with it. A loan can give you the runway you need to strategically grow and stay ahead of everyday challenges.

Here’s how women small business owners are putting their loans to work:

Facelifts and Improvements

Fresh paint, better lighting, or a new patio—small upgrades can make a big difference in how customers experience your space. Whether you run a salon, a retail boutique, or a neighborhood café, a loan can help cover cosmetic improvements like new signage, furniture, or even paving your parking lot.

Just keep in mind—this kind of funding doesn’t cover structural renovations that require permits. The goal here is to boost curb appeal and create a better environment without getting tangled in construction red tape.

Marketing Materials

Let people know what makes your business special. From printed flyers and signs to digital campaigns and website updates, marketing materials help you reach new customers and build your brand. 

A small business loan for women can help fund your next big push—whether it’s a grand opening, seasonal promotion, or ongoing digital ad strategy.

Cover Payroll

There are times when keeping your team together matters more than anything else. A small business loan for women can help you make payroll during a slow season or period of transition. Holding onto great employees often leads to better long-term success and short-term peace of mind.

Repairs and Maintenance

Leaky pipes, broken appliances, faulty HVAC systems—these things rarely happen when it’s convenient. Quick repairs keep your business running and your reputation intact. Having access to financing means you don’t have to choose between fixing the problem and staying afloat.

Manage Unexpected Expenses

Every business owner runs into surprises. Maybe a delivery truck breaks down. Maybe a key supplier falls through. Having capital on hand can mean the difference between recovering quickly or facing lasting disruption.

Acquire New Equipment

Sometimes growth means investing in better tools. Maybe that’s a new espresso machine, a work van, or software for your client management system. With the right equipment, you can work more efficiently, serve more customers, and scale with confidence.

loans for retail businesses in colorado

How to Get a Small Business Loan For Women in Colorado

Getting funded doesn’t have to feel overwhelming. We’ve broken down the process so you can focus on running your business, not chasing paperwork.

Our Simple Process

  1. Express interest by completing our quick online interest form
  2. Get matched with a lending specialist to complete your loan application
  3. Receive your funds in less than 30 days upon approval

*we review each application on a case-by-case basis

What You Can Fund

Our loans are designed to be flexible. You can use them to:

  • Purchase new or replacement equipment
  • Refresh your space with non-structural improvements
  • Support payroll or staff expansion
  • Launch marketing or branding initiatives
  • Handle repairs, inventory, or general operations

Loan Terms That Work for You

Every woman-owned business is different so that’s why our flexible terms meet your needs:

  • Loan amounts from $5,000 to $150,000
  • Competitive interest rates
  • 3 to 5 year repayment terms
  • No loan-to-value requirement
  • A clear, transparent fee structure

Empower Women and Grow Together

If you’re ready to grow, adapt, or stabilize your business, we’re here to help. Our mission is to open doors—to capital, to opportunity, to support systems that see your potential and invest in your success.

Women owned small business loans are about more than funding. They’re about removing barriers and making space for leadership, innovation, and equity in Colorado’s business community.

We’re proud to be part of your story. Let’s build something great—together.

Your Journey to Growth Starts Here!

We’re thrilled you’re considering taking your business to new heights with our low-interest loan.

Click the “Get Started” button to take the first step of your application process by submitting our interest form!

Energize Colorado made securing capital easy and encouraging unlike traditional lenders.

small business loans for women in colorado
Scroll to Top